The first I heard about a guarantor loan was from by brother in law who had got one from a company called FLMloans.co.uk. It is basically a normal unsecured loan but you get someone to back your loan meaning that if you don't pay back the loan then the guarantor will have to. I think I may have doubted it's credibility had it not been my brother in law who told me about it. It's a great idea!